🌍 ClimateRiskCheck

Natural Disaster Risk in Andrews

Texas

4.5out of 10
Moderate Risk

Risk Summary for Andrews

Andrews scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Wildfire

All 18 Hazard Scores

Drought
8.7
Hail
7.9
Wildfire
7.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.4
Extreme Heat
4.0
Ice Storm
4.0
Winter Weather
3.7
Lightning
3.2
Strong Wind
3.1
Tornado
2.9
Cold Wave
2.6
Earthquake
2.5
Landslide
1.3
Riverine Flooding
1.0

How it compares

Andrews
4.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Andrews, Texas

Andrews is a city of approximately 18,610 residents in Andrews County, in the arid interior West. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Andrews.

According to FEMA's National Risk Index, Andrews carries an overall risk score of 4.5/10, placing it in the moderate category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to hail and wildfire.

Andrews's risk score, slightly below the 5.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Andrews County, the highest-scoring are drought, hail, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Andrews's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Andrews: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Andrews

These city-level factors differentiate Andrews from other communities in Andrews County and provide geographic context for its hazard exposure.

Population

18,610

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.8/10

Coordinates

32.3295Β° N, 102.7132Β° W

Andrews County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Andrews

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Andrews

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.