🌍 ClimateRiskCheck

Natural Disaster Risk in Archer City

Texas

4.6out of 10
Moderate Risk

Risk Summary for Archer City

Archer City scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Hail

All 18 Hazard Scores

Wildfire
8.6
Drought
7.4
Hail
5.5
Tsunami
5.4
Hurricane
5.2
Volcanic Activity
5.1
Extreme Heat
4.9
Coastal Flooding
4.9
Ice Storm
4.6
Avalanche
4.5
Tornado
4.0
Landslide
4.0
Strong Wind
3.9
Earthquake
3.0
Cold Wave
2.9
Winter Weather
2.7
Lightning
1.6
Riverine Flooding
1.0

How it compares

Archer City
4.6
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Archer City, Texas

Located in the interior eastern United States in Archer County, Archer City is a small community of about 1,256. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Archer City a community where hazard awareness has real practical value.

Archer City's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include drought and hail.

Relative to other U.S. communities, Archer City's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by wildfire and drought, as measured by FEMA across Archer County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Archer City residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Archer City: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Local Factors for Archer City

These city-level factors differentiate Archer City from other communities in Archer County and provide geographic context for its hazard exposure.

Population

1,256

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

33.5555Β° N, 98.7114Β° W

Archer County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Archer City

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Archer City

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.