🌍 ClimateRiskCheck

Natural Disaster Risk in Arp

Texas

7.3out of 10
High Risk

Risk Summary for Arp

Arp scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Lightning Cold Wave

All 18 Hazard Scores

Extreme Heat
9.7
Lightning
9.6
Cold Wave
9.4
Strong Wind
9.3
Ice Storm
9.0
Winter Weather
8.9
Hail
8.7
Wildfire
8.3
Hurricane
8.3
Landslide
7.8
Earthquake
7.3
Tornado
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
1.7
Riverine Flooding
1.0

How it compares

Arp
7.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Arp, Texas

Located in the interior eastern United States in Smith County, Arp is a town of roughly 3,132 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Arp a community where hazard awareness has real practical value.

FEMA rates Arp's composite natural disaster risk at 7.3 out of 10 β€” high risk. Extreme heat is the top natural hazard concern, with summer temperatures regularly reaching dangerous thresholds that pose serious health risks, particularly for elderly and outdoor workers. Residents should also account for lightning and cold wave risk in their preparedness planning.

Relative to other U.S. communities, Arp's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.6/10 state average. The hazard distribution here is led by heat and lightning, as measured by FEMA across Smith County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Arp's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Arp: Extreme Heat preparedness

  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.

Local Factors for Arp

These city-level factors differentiate Arp from other communities in Smith County and provide geographic context for its hazard exposure.

Population

3,132

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.3/10

Coordinates

32.2722Β° N, 95.0712Β° W

Smith County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Arp

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Arp

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.