🌍 ClimateRiskCheck

Natural Disaster Risk in Arthur City

Texas

7.2out of 10
High Risk

Risk Summary for Arthur City

Arthur City scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Hail

All 18 Hazard Scores

Ice Storm
9.8
Tornado
9.6
Hail
9.5
Cold Wave
9.1
Extreme Heat
8.9
Wildfire
8.8
Drought
8.4
Winter Weather
7.6
Hurricane
7.1
Earthquake
7.0
Strong Wind
6.7
Lightning
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.5
Riverine Flooding
1.0

How it compares

Arthur City
7.2
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Arthur City, Texas

Arthur City is a small community of about 1,090 in Lamar County, in the interior eastern United States. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Arthur City.

FEMA rates Arthur City's composite natural disaster risk at 7.2 out of 10 β€” high risk. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Residents should also account for tornado and hail risk in their preparedness planning.

Arthur City's risk score, considerably above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Lamar County, the highest-scoring are ice storm, tornado, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Arthur City residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Arthur City: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Arthur City

These city-level factors differentiate Arthur City from other communities in Lamar County and provide geographic context for its hazard exposure.

Population

1,090

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

33.8627Β° N, 95.6395Β° W

Lamar County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Arthur City

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Arthur City

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.