🌍 ClimateRiskCheck

Natural Disaster Risk in Avalon

Texas

6.7out of 10
High Risk

Risk Summary for Avalon

Avalon scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Extreme Heat Cold Wave

All 18 Hazard Scores

Hail
9.7
Extreme Heat
9.2
Cold Wave
9.0
Tornado
8.9
Wildfire
8.8
Lightning
8.8
Hurricane
6.8
Winter Weather
6.8
Ice Storm
6.5
Earthquake
5.7
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
4.9
Drought
4.9
Coastal Flooding
4.9
Landslide
4.7
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Avalon
6.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Avalon, Texas

Avalon, in Ellis County, is a small unincorporated community situated in the interior eastern United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Avalon residents and property owners must navigate.

Avalon's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include heat and cold wave.

Within Texas, Avalon's risk is, slightly above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Ellis County identifies hail as the foremost hazard, followed by heat and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Avalon's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Avalon: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Avalon

These city-level factors differentiate Avalon from other communities in Ellis County and provide geographic context for its hazard exposure.

Population

186

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

32.2190Β° N, 96.7888Β° W

Ellis County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Avalon

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Avalon

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.