🌍 ClimateRiskCheck

Natural Disaster Risk in Bagwell

Texas

5.6out of 10
Moderate Risk

Risk Summary for Bagwell

Bagwell scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Tornado

All 18 Hazard Scores

Ice Storm
10.0
Drought
8.1
Tornado
7.6
Wildfire
6.5
Hail
6.5
Hurricane
6.4
Extreme Heat
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Cold Wave
4.7
Earthquake
4.5
Strong Wind
4.5
Avalanche
4.5
Lightning
4.2
Winter Weather
3.4
Landslide
2.0
Riverine Flooding
1.0

How it compares

Bagwell
5.6
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bagwell, Texas

Bagwell, in Red River County, is a small unincorporated community situated in the interior eastern United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Bagwell residents and property owners must navigate.

According to FEMA's National Risk Index, Bagwell carries an overall risk score of 5.6/10, placing it in the moderate category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to drought and tornado.

Within Texas, Bagwell's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Red River County identifies ice storm as the foremost hazard, followed by drought and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Bagwell's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Bagwell: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Bagwell

These city-level factors differentiate Bagwell from other communities in Red River County and provide geographic context for its hazard exposure.

Population

488

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.5/10

Coordinates

33.8030Β° N, 95.1423Β° W

Red River County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bagwell

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bagwell

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.