🌍 ClimateRiskCheck

Natural Disaster Risk in Balmorhea

Texas

5.2out of 10
Moderate Risk

Risk Summary for Balmorhea

Balmorhea scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Avalanche Strong Wind

All 18 Hazard Scores

Drought
8.6
Avalanche
8.1
Strong Wind
7.5
Winter Weather
6.7
Ice Storm
6.6
Wildfire
5.7
Tsunami
5.4
Hail
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.5
Lightning
4.5
Hurricane
4.4
Earthquake
3.5
Tornado
2.9
Cold Wave
2.7
Landslide
1.9
Riverine Flooding
1.0

How it compares

Balmorhea
5.2
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Balmorhea, Texas

Balmorhea, in Reeves County, is a small community of about 629 situated in the South Central United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Balmorhea residents and property owners must navigate.

According to FEMA's National Risk Index, Balmorhea carries an overall risk score of 5.2/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to avalanche and wind.

Within Texas, Balmorhea's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Reeves County identifies drought as the foremost hazard, followed by avalanche and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Balmorhea residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Balmorhea: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Balmorhea

These city-level factors differentiate Balmorhea from other communities in Reeves County and provide geographic context for its hazard exposure.

Population

629

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 31.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

30.9947Β° N, 103.7329Β° W

Reeves County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Balmorhea

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Balmorhea

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.