🌍 ClimateRiskCheck

Natural Disaster Risk in Bartlett

Texas

7.5out of 10
High Risk

Risk Summary for Bartlett

Bartlett scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Lightning

All 18 Hazard Scores

Tornado
9.9
Hail
9.9
Lightning
9.8
Winter Weather
9.6
Cold Wave
9.6
Extreme Heat
9.5
Wildfire
9.1
Hurricane
8.6
Strong Wind
8.0
Ice Storm
8.0
Drought
6.7
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.9
Coastal Flooding
4.9
Earthquake
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Bartlett
7.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bartlett, Texas

Bartlett is a town of roughly 2,702 residents in Bell County, in the South Central United States. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Bartlett.

FEMA rates Bartlett's composite natural disaster risk at 7.5 out of 10 β€” high risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for tornado and lightning risk in their preparedness planning.

Bartlett's risk score, considerably above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bell County, the highest-scoring are hail, tornado, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Bartlett residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Bartlett: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Bartlett

These city-level factors differentiate Bartlett from other communities in Bell County and provide geographic context for its hazard exposure.

Population

2,702

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.1/10

Coordinates

30.7995Β° N, 97.4229Β° W

Bell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bartlett

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bartlett

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.