🌍 ClimateRiskCheck

Natural Disaster Risk in Bayside

Texas

4.8out of 10
Moderate Risk

Risk Summary for Bayside

Bayside scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Hurricane Drought

All 18 Hazard Scores

Hurricane
9.2
Coastal Flooding
9.2
Drought
8.6
Cold Wave
7.3
Wildfire
6.2
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.9
Avalanche
4.5
Tornado
3.9
Lightning
3.5
Ice Storm
3.1
Hail
2.5
Strong Wind
2.1
Winter Weather
2.0
Landslide
1.7
Earthquake
1.6
Riverine Flooding
1.0

How it compares

Bayside
4.8
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bayside, Texas

Bayside, in Refugio County, is a small unincorporated community situated along the Gulf Coast. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Bayside residents and property owners must navigate.

According to FEMA's National Risk Index, Bayside carries an overall risk score of 4.8/10, placing it in the moderate category. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. The area also faces notable exposure to hurricane and drought.

Within Texas, Bayside's risk is, slightly below the 5.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Refugio County identifies coastal flood as the foremost hazard, followed by hurricane and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Bayside residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.

What this means for Bayside: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Bayside

These city-level factors differentiate Bayside from other communities in Refugio County and provide geographic context for its hazard exposure.

Population

455

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 28.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

28.1247Β° N, 97.2098Β° W

Refugio County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bayside

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bayside

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.