🌍 ClimateRiskCheck

Natural Disaster Risk in Bellville

Texas

5.6out of 10
Moderate Risk

Risk Summary for Bellville

Bellville scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hurricane Tornado

All 18 Hazard Scores

Drought
8.6
Hurricane
8.4
Tornado
8.0
Strong Wind
6.8
Extreme Heat
6.7
Cold Wave
6.4
Wildfire
6.0
Ice Storm
6.0
Lightning
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.5
Avalanche
4.5
Earthquake
3.2
Landslide
2.4
Winter Weather
1.9
Riverine Flooding
1.0

How it compares

Bellville
5.6
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bellville, Texas

Located along the Gulf Coast in Austin County, Bellville is a city of approximately 10,171 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Bellville a community where hazard awareness has real practical value.

Bellville's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include hurricane and tornado.

Relative to other U.S. communities, Bellville's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by drought and hurricane, as measured by FEMA across Austin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Bellville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Bellville: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Bellville

These city-level factors differentiate Bellville from other communities in Austin County and provide geographic context for its hazard exposure.

Population

10,171

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

29.9792Β° N, 96.2506Β° W

Austin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bellville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bellville

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.