🌍 ClimateRiskCheck

Natural Disaster Risk in Benavides

Texas

4.9out of 10
Moderate Risk

Risk Summary for Benavides

Benavides scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hurricane Hail

All 18 Hazard Scores

Cold Wave
9.6
Hurricane
8.3
Hail
7.7
Extreme Heat
7.7
Wildfire
5.8
Ice Storm
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.2
Tornado
4.0
Strong Wind
2.6
Winter Weather
2.1
Earthquake
1.9
Landslide
1.9
Lightning
1.7
Riverine Flooding
1.0

How it compares

Benavides
4.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Benavides, Texas

Benavides is a small community of about 1,550 in Duval County, along the Gulf Coast. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Benavides.

FEMA rates Benavides's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for hurricane and hail risk in their preparedness planning.

Benavides's risk score, slightly below the 5.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Duval County, the highest-scoring are cold wave, hurricane, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Benavides residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Benavides: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Benavides

These city-level factors differentiate Benavides from other communities in Duval County and provide geographic context for its hazard exposure.

Population

1,550

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 27.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.8/10

Coordinates

27.5755Β° N, 98.4664Β° W

Duval County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Benavides

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Benavides

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.