🌍 ClimateRiskCheck

Natural Disaster Risk in Berclair

Texas

4.1out of 10
Moderate Risk

Risk Summary for Berclair

Berclair scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Wildfire

All 18 Hazard Scores

Hurricane
9.0
Drought
6.6
Wildfire
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.0
Extreme Heat
3.9
Cold Wave
3.8
Ice Storm
3.1
Hail
2.9
Lightning
2.8
Winter Weather
2.0
Landslide
2.0
Earthquake
1.9
Strong Wind
1.9
Riverine Flooding
1.0

How it compares

Berclair
4.1
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Berclair, Texas

Located along the Gulf Coast in Goliad County, Berclair is a small unincorporated community. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Berclair a community where hazard awareness has real practical value.

FEMA rates Berclair's composite natural disaster risk at 4.1 out of 10 β€” moderate risk. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. Residents should also account for drought and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Berclair's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by hurricane and drought, as measured by FEMA across Goliad County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Berclair's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Berclair: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Berclair

These city-level factors differentiate Berclair from other communities in Goliad County and provide geographic context for its hazard exposure.

Population

254

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 28.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

28.5783Β° N, 97.5948Β° W

Goliad County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Berclair

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Berclair

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.