🌍 ClimateRiskCheck

Natural Disaster Risk in Bloomington

Texas

6.7out of 10
High Risk

Risk Summary for Bloomington

Bloomington scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Cold Wave Drought

All 18 Hazard Scores

Hurricane
9.7
Cold Wave
9.2
Drought
9.1
Coastal Flooding
9.0
Tornado
8.7
Extreme Heat
8.5
Wildfire
7.9
Lightning
7.5
Ice Storm
7.0
Hail
6.1
Winter Weather
5.8
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
4.5
Avalanche
4.5
Earthquake
3.6
Landslide
2.1
Riverine Flooding
1.0

How it compares

Bloomington
6.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bloomington, Texas

Bloomington, in Victoria County, is a small community of about 1,930 situated along the Gulf Coast. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Bloomington residents and property owners must navigate.

According to FEMA's National Risk Index, Bloomington carries an overall risk score of 6.7/10, placing it in the high category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to cold wave and drought.

Within Texas, Bloomington's risk is, slightly above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Victoria County identifies hurricane as the foremost hazard, followed by cold wave and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Bloomington residents benefit from taking preparedness seriously. Reviewing insurance coverage for hurricane and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Bloomington: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Bloomington

These city-level factors differentiate Bloomington from other communities in Victoria County and provide geographic context for its hazard exposure.

Population

1,930

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 28.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.9/10

Coordinates

28.6348Β° N, 96.9118Β° W

Victoria County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bloomington

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bloomington

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.