Natural Disaster Risk in Bonham

Natural Hazard Profile: Bonham, Texas

Bonham, in Fannin County, is a city of approximately 15,155 residents situated in the interior eastern United States. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Bonham residents and property owners must navigate.

Bonham's overall natural disaster risk is rated 6.5/10 (High) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include ice storm and heat.

Within Texas, Bonham's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Fannin County identifies drought as the foremost hazard, followed by ice storm and heat. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Bonham's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.