🌍 ClimateRiskCheck

Natural Disaster Risk in Bowie

Texas

6.3out of 10
High Risk

Risk Summary for Bowie

Bowie scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Ice Storm

All 18 Hazard Scores

Drought
9.8
Wildfire
9.1
Ice Storm
9.0
Extreme Heat
8.1
Tornado
8.0
Strong Wind
7.6
Hail
6.6
Landslide
6.4
Cold Wave
6.0
Hurricane
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.4
Winter Weather
4.3
Lightning
2.8
Riverine Flooding
1.0

How it compares

Bowie
6.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bowie, Texas

Located in the interior eastern United States in Montague County, Bowie is a city of approximately 10,536 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Bowie a community where hazard awareness has real practical value.

FEMA rates Bowie's composite natural disaster risk at 6.3 out of 10 β€” high risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for wildfire and ice storm risk in their preparedness planning.

Relative to other U.S. communities, Bowie's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by drought and wildfire, as measured by FEMA across Montague County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Bowie residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Bowie: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Bowie

These city-level factors differentiate Bowie from other communities in Montague County and provide geographic context for its hazard exposure.

Population

10,536

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.1/10

Coordinates

33.5226Β° N, 97.9450Β° W

Montague County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bowie

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bowie

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.