🌍 ClimateRiskCheck

Natural Disaster Risk in Boyd

Texas

6.0out of 10
High Risk

Risk Summary for Boyd

Boyd scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Extreme Heat

All 18 Hazard Scores

Wildfire
9.5
Hail
8.9
Extreme Heat
8.8
Tornado
7.9
Ice Storm
7.5
Landslide
6.5
Cold Wave
6.1
Hurricane
5.6
Strong Wind
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Earthquake
4.7
Drought
4.5
Avalanche
4.5
Winter Weather
3.6
Lightning
3.3
Riverine Flooding
1.0

How it compares

Boyd
6.0
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Boyd, Texas

Boyd is a town of roughly 7,534 residents in Wise County, in the interior eastern United States. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Boyd.

According to FEMA's National Risk Index, Boyd carries an overall risk score of 6.0/10, placing it in the high category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to hail and heat.

Boyd's risk score, slightly above the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Wise County, the highest-scoring are wildfire, hail, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Boyd residents benefit from taking preparedness seriously. Reviewing insurance coverage for wildfire and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Boyd: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Boyd

These city-level factors differentiate Boyd from other communities in Wise County and provide geographic context for its hazard exposure.

Population

7,534

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.5/10

Coordinates

33.0478Β° N, 97.6042Β° W

Wise County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Boyd

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Boyd

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.