🌍 ClimateRiskCheck

Natural Disaster Risk in Broaddus

Texas

4.9out of 10
Moderate Risk

Risk Summary for Broaddus

Broaddus scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hurricane Extreme Heat

All 18 Hazard Scores

Strong Wind
8.4
Hurricane
8.2
Wildfire
6.2
Extreme Heat
6.2
Ice Storm
6.2
Tsunami
5.4
Lightning
5.3
Tornado
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.9
Cold Wave
3.7
Earthquake
3.4
Winter Weather
3.4
Hail
2.3
Drought
1.7
Riverine Flooding
1.0

How it compares

Broaddus
4.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Broaddus, Texas

Broaddus is a small community of about 1,498 in San Augustine County, in the Deep South. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Broaddus.

According to FEMA's National Risk Index, Broaddus carries an overall risk score of 4.9/10, placing it in the moderate category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to hurricane and heat.

Broaddus's risk score, slightly below the 5.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for San Augustine County, the highest-scoring are wind, hurricane, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Broaddus's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for Broaddus: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Broaddus

These city-level factors differentiate Broaddus from other communities in San Augustine County and provide geographic context for its hazard exposure.

Population

1,498

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

31.2358Β° N, 94.1974Β° W

San Augustine County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Broaddus

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Broaddus

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.