🌍 ClimateRiskCheck

Natural Disaster Risk in Brookesmith

Texas

6.0out of 10
High Risk

Risk Summary for Brookesmith

Brookesmith scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Wildfire Winter Weather

All 18 Hazard Scores

Hail
8.9
Wildfire
8.8
Winter Weather
8.1
Strong Wind
7.6
Drought
7.5
Tornado
7.4
Cold Wave
7.3
Extreme Heat
6.7
Hurricane
6.3
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
2.8
Earthquake
2.7
Ice Storm
2.1
Riverine Flooding
1.0

How it compares

Brookesmith
6.0
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Brookesmith, Texas

Brookesmith, in Brown County, is a small community of about 731 situated in the Deep South. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Brookesmith residents and property owners must navigate.

Brookesmith's overall natural disaster risk is rated 6.0/10 (High) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include wildfire and winter.

Within Texas, Brookesmith's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Brown County identifies hail as the foremost hazard, followed by wildfire and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Brookesmith's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Brookesmith: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Brookesmith

These city-level factors differentiate Brookesmith from other communities in Brown County and provide geographic context for its hazard exposure.

Population

731

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

31.5259Β° N, 99.1303Β° W

Brown County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Brookesmith

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Brookesmith

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.