🌍 ClimateRiskCheck

Natural Disaster Risk in Bullard

Texas

6.9out of 10
High Risk

Risk Summary for Bullard

Bullard scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Drought Extreme Heat

All 18 Hazard Scores

Strong Wind
9.3
Drought
9.0
Extreme Heat
8.5
Ice Storm
8.5
Wildfire
8.1
Cold Wave
8.1
Hurricane
8.0
Lightning
7.4
Tornado
7.3
Winter Weather
7.2
Landslide
6.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
4.7
Earthquake
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Bullard
6.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Bullard, Texas

Located in the interior eastern United States in Cherokee County, Bullard is a city of approximately 14,328 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Bullard a community where hazard awareness has real practical value.

Bullard's overall natural disaster risk is rated 6.9/10 (High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include drought and heat.

Relative to other U.S. communities, Bullard's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by wind and drought, as measured by FEMA across Cherokee County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Bullard residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Bullard: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Bullard

These city-level factors differentiate Bullard from other communities in Cherokee County and provide geographic context for its hazard exposure.

Population

14,328

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

32.1158Β° N, 95.3493Β° W

Cherokee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Bullard

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Bullard

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.