Natural Disaster Risk in Caddo

Natural Hazard Profile: Caddo, Texas

Located in the interior eastern United States in Stephens County, Caddo is a small unincorporated community. The diverse climate that characterizes this part of Texas — marked by an exceptionally varied climate from humid subtropical in the east to desert in the west — directly influences the types and severity of natural hazards present, making Caddo a community where hazard awareness has real practical value.

FEMA rates Caddo's composite natural disaster risk at 4.4 out of 10 — moderate risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for hail and landslide risk in their preparedness planning.

Relative to other U.S. communities, Caddo's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by wildfire and hail, as measured by FEMA across Stephens County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Caddo residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.