🌍 ClimateRiskCheck

Natural Disaster Risk in Castell

Texas

5.9out of 10
Moderate Risk

Risk Summary for Castell

Castell scores 5.9/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Wildfire Winter Weather

All 18 Hazard Scores

Wildfire
8.3
Hail
8.3
Winter Weather
7.7
Lightning
7.4
Tornado
7.2
Drought
7.2
Hurricane
6.9
Extreme Heat
6.5
Cold Wave
6.0
Tsunami
5.4
Strong Wind
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.4
Ice Storm
2.9
Earthquake
2.1
Riverine Flooding
1.0

How it compares

Castell
5.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Castell, Texas

Castell is a small unincorporated community in Llano County, in the South Central United States. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Castell.

FEMA rates Castell's composite natural disaster risk at 5.9 out of 10 β€” moderate risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for wildfire and winter risk in their preparedness planning.

Castell's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Llano County, the highest-scoring are hail, wildfire, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Castell's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Castell: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Castell

These city-level factors differentiate Castell from other communities in Llano County and provide geographic context for its hazard exposure.

Population

N/A

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.3/10

Coordinates

30.7460Β° N, 98.9554Β° W

Llano County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Castell

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Castell

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.