🌍 ClimateRiskCheck

Natural Disaster Risk in Catarina

Texas

4.7out of 10
Moderate Risk

Risk Summary for Catarina

Catarina scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Drought Hurricane

All 18 Hazard Scores

Extreme Heat
9.6
Drought
8.3
Hurricane
7.4
Wildfire
6.0
Cold Wave
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.7
Avalanche
4.5
Ice Storm
3.8
Tornado
3.7
Hail
3.2
Winter Weather
2.4
Earthquake
2.0
Strong Wind
1.8
Landslide
1.7
Riverine Flooding
1.0

How it compares

Catarina
4.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Catarina, Texas

Catarina, in Dimmit County, is a small unincorporated community situated along the Gulf Coast. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Catarina residents and property owners must navigate.

According to FEMA's National Risk Index, Catarina carries an overall risk score of 4.7/10, placing it in the moderate category. Extreme heat is the top natural hazard concern, with summer temperatures regularly reaching dangerous thresholds that pose serious health risks, particularly for elderly and outdoor workers. The area also faces notable exposure to drought and hurricane.

Within Texas, Catarina's risk is, slightly below the 5.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Dimmit County identifies heat as the foremost hazard, followed by drought and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Catarina residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for heat is recommended.

What this means for Catarina: Extreme Heat preparedness

  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.
  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.

Local Factors for Catarina

These city-level factors differentiate Catarina from other communities in Dimmit County and provide geographic context for its hazard exposure.

Population

155

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 28.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.0/10

Coordinates

28.3234Β° N, 99.6457Β° W

Dimmit County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Catarina

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Catarina

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.