🌍 ClimateRiskCheck

Natural Disaster Risk in Center

Texas

6.6out of 10
High Risk

Risk Summary for Center

Center scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hurricane Ice Storm

All 18 Hazard Scores

Strong Wind
9.4
Hurricane
8.9
Ice Storm
8.3
Extreme Heat
8.0
Tornado
7.8
Wildfire
7.4
Drought
7.1
Lightning
6.8
Winter Weather
6.2
Landslide
5.9
Cold Wave
5.9
Earthquake
5.4
Tsunami
5.4
Hail
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Center
6.6
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Center, Texas

Center, in Shelby County, is a city of approximately 12,621 residents situated in the Deep South. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Center residents and property owners must navigate.

Center's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Secondary hazards include hurricane and ice storm.

Within Texas, Center's risk is, slightly above the 5.6/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Shelby County identifies wind as the foremost hazard, followed by hurricane and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Center's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Center: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Center

These city-level factors differentiate Center from other communities in Shelby County and provide geographic context for its hazard exposure.

Population

12,621

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

31.7300Β° N, 94.2008Β° W

Shelby County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Center

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Center

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.