🌍 ClimateRiskCheck

Natural Disaster Risk in Chappell Hill

Texas

6.3out of 10
High Risk

Risk Summary for Chappell Hill

Chappell Hill scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Cold Wave Tornado

All 18 Hazard Scores

Hurricane
9.0
Tornado
8.5
Cold Wave
8.5
Drought
8.2
Hail
7.3
Extreme Heat
7.3
Ice Storm
6.6
Lightning
6.5
Winter Weather
6.3
Strong Wind
5.9
Wildfire
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.6
Landslide
3.3
Riverine Flooding
1.0

How it compares

Chappell Hill
6.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chappell Hill, Texas

Located in the South Central United States in Washington County, Chappell Hill is a small community of about 2,007. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Chappell Hill a community where hazard awareness has real practical value.

Chappell Hill's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Hurricane risk defines the natural hazard environment here, requiring residents to maintain seasonal preparedness plans and insurance coverage for wind and flood damage. Secondary hazards include cold wave and tornado.

Relative to other U.S. communities, Chappell Hill's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by hurricane and cold wave, as measured by FEMA across Washington County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Chappell Hill's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Chappell Hill: Hurricane preparedness

  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.

Local Factors for Chappell Hill

These city-level factors differentiate Chappell Hill from other communities in Washington County and provide geographic context for its hazard exposure.

Population

2,007

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

30.1163Β° N, 96.2472Β° W

Washington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chappell Hill

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chappell Hill

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.