🌍 ClimateRiskCheck

Natural Disaster Risk in Coldspring

Texas

5.3out of 10
Moderate Risk

Risk Summary for Coldspring

Coldspring scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Hurricane Lightning

All 18 Hazard Scores

Tornado
9.1
Hurricane
8.3
Lightning
7.7
Wildfire
7.2
Ice Storm
6.5
Extreme Heat
6.3
Cold Wave
6.1
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
5.0
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.0
Hail
3.8
Earthquake
3.0
Winter Weather
1.8
Drought
1.7
Riverine Flooding
1.0

How it compares

Coldspring
5.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Coldspring, Texas

Located in the South Central United States in San Jacinto County, Coldspring is a town of roughly 7,556 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Coldspring a community where hazard awareness has real practical value.

FEMA rates Coldspring's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. Residents should also account for hurricane and lightning risk in their preparedness planning.

Relative to other U.S. communities, Coldspring's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.6/10 state average. The hazard distribution here is led by tornado and hurricane, as measured by FEMA across San Jacinto County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Coldspring residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for tornado is recommended.

What this means for Coldspring: Tornado preparedness

  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.

Local Factors for Coldspring

These city-level factors differentiate Coldspring from other communities in San Jacinto County and provide geographic context for its hazard exposure.

Population

7,556

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.2/10

Coordinates

30.6193Β° N, 95.1771Β° W

San Jacinto County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Coldspring

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Coldspring

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.