🌍 ClimateRiskCheck

Natural Disaster Risk in Cooper

Texas

4.5out of 10
Moderate Risk

Risk Summary for Cooper

Cooper scores 4.5/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Drought Hurricane

All 18 Hazard Scores

Ice Storm
8.4
Drought
8.2
Hurricane
6.1
Tornado
5.6
Tsunami
5.4
Hail
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.7
Extreme Heat
4.5
Avalanche
4.5
Earthquake
3.4
Cold Wave
3.2
Strong Wind
2.7
Winter Weather
2.2
Lightning
1.8
Landslide
1.4
Riverine Flooding
1.0

How it compares

Cooper
4.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cooper, Texas

Located in the interior eastern United States in Delta County, Cooper is a town of roughly 3,049 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Cooper a community where hazard awareness has real practical value.

FEMA rates Cooper's composite natural disaster risk at 4.5 out of 10 β€” moderate risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for drought and hurricane risk in their preparedness planning.

Relative to other U.S. communities, Cooper's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by ice storm and drought, as measured by FEMA across Delta County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Cooper's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Cooper: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Cooper

These city-level factors differentiate Cooper from other communities in Delta County and provide geographic context for its hazard exposure.

Population

3,049

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.7/10

Coordinates

33.3891Β° N, 95.6680Β° W

Delta County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cooper

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cooper

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.