🌍 ClimateRiskCheck

Natural Disaster Risk in Cranfills Gap

Texas

5.3out of 10
Moderate Risk

Risk Summary for Cranfills Gap

Cranfills Gap scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Wildfire Tornado

All 18 Hazard Scores

Lightning
9.2
Wildfire
8.7
Tornado
7.5
Hurricane
6.9
Hail
6.5
Extreme Heat
6.2
Tsunami
5.4
Cold Wave
5.4
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
3.6
Landslide
3.3
Strong Wind
3.2
Earthquake
2.6
Winter Weather
2.1
Riverine Flooding
1.0

How it compares

Cranfills Gap
5.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cranfills Gap, Texas

Cranfills Gap, in Bosque County, is a small unincorporated community situated in the Deep South. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Cranfills Gap residents and property owners must navigate.

Cranfills Gap's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. High lightning activity is the primary natural hazard concern, driven by frequent severe thunderstorm development that produces dense ground strike patterns across the area. Secondary hazards include wildfire and tornado.

Within Texas, Cranfills Gap's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Bosque County identifies lightning as the foremost hazard, followed by wildfire and tornado. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Cranfills Gap residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Cranfills Gap: Lightning preparedness

  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.

Local Factors for Cranfills Gap

These city-level factors differentiate Cranfills Gap from other communities in Bosque County and provide geographic context for its hazard exposure.

Population

440

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.7/10

Coordinates

31.7663Β° N, 97.8182Β° W

Bosque County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cranfills Gap

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cranfills Gap

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.