Natural Disaster Risk in Cumby

Natural Hazard Profile: Cumby, Texas

Cumby is a town of roughly 3,359 residents in Hopkins County, in the interior eastern United States. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Cumby.

According to FEMA's National Risk Index, Cumby carries an overall risk score of 6.7/10, placing it in the high category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to tornado and hail.

Cumby's risk score, slightly above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Hopkins County, the highest-scoring are ice storm, tornado, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Cumby residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.