🌍 ClimateRiskCheck

Natural Disaster Risk in Cunningham

Texas

7.2out of 10
High Risk

Risk Summary for Cunningham

Cunningham scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Hail

All 18 Hazard Scores

Ice Storm
9.8
Tornado
9.6
Hail
9.5
Cold Wave
9.1
Extreme Heat
8.9
Wildfire
8.8
Drought
8.4
Winter Weather
7.6
Hurricane
7.1
Earthquake
7.0
Strong Wind
6.7
Lightning
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.5
Riverine Flooding
1.0

How it compares

Cunningham
7.2
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cunningham, Texas

Located in the interior eastern United States in Lamar County, Cunningham is a small unincorporated community. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Cunningham a community where hazard awareness has real practical value.

Cunningham's overall natural disaster risk is rated 7.2/10 (High) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include tornado and hail.

Relative to other U.S. communities, Cunningham's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.6/10 state average. The hazard distribution here is led by ice storm and tornado, as measured by FEMA across Lamar County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Cunningham residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Cunningham: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Cunningham

These city-level factors differentiate Cunningham from other communities in Lamar County and provide geographic context for its hazard exposure.

Population

6

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

33.4126Β° N, 95.3517Β° W

Lamar County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cunningham

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cunningham

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.