Natural Disaster Risk in Deaf Smith County
Texas
6.0out of 10
Risk Summary for Deaf Smith County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Drought Hail Winter Weather
All 18 Hazard Scores
Hail 9.8
Drought 9.8
Winter Weather 9.3
Wildfire 8.8
Cold Wave 8.8
Strong Wind 8.7
Tornado 7.3
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Earthquake 4.6
Avalanche 4.5
Lightning 4.2
Extreme Heat 3.6
Ice Storm 3.4
Hurricane 2.4
Landslide 1.5
Riverine Flooding 1.0
How it compares
Deaf Smith County 6.0
Texas avg. 5.6
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Deaf Smith County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.