🌍 ClimateRiskCheck

Natural Disaster Risk in Dimmitt

Texas

5.2out of 10
Moderate Risk

Risk Summary for Dimmitt

Dimmitt scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Winter Weather

All 18 Hazard Scores

Hail
9.7
Drought
9.5
Winter Weather
7.8
Wildfire
7.7
Strong Wind
6.1
Tornado
6.0
Cold Wave
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
3.3
Ice Storm
3.1
Extreme Heat
2.9
Lightning
2.9
Hurricane
2.4
Landslide
1.3
Riverine Flooding
1.0

How it compares

Dimmitt
5.2
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dimmitt, Texas

Dimmitt is a town of roughly 4,858 residents in Castro County, in the arid interior West. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Dimmitt.

According to FEMA's National Risk Index, Dimmitt carries an overall risk score of 5.2/10, placing it in the moderate category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to drought and winter.

Dimmitt's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Castro County, the highest-scoring are hail, drought, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Dimmitt's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Dimmitt: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Dimmitt

These city-level factors differentiate Dimmitt from other communities in Castro County and provide geographic context for its hazard exposure.

Population

4,858

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

34.4924Β° N, 102.3378Β° W

Castro County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dimmitt

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dimmitt

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.