🌍 ClimateRiskCheck

Natural Disaster Risk in Dodd City

Texas

6.5out of 10
High Risk

Risk Summary for Dodd City

Dodd City scores 6.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Ice Storm Extreme Heat

All 18 Hazard Scores

Drought
9.9
Ice Storm
9.2
Extreme Heat
9.1
Tornado
8.9
Hail
8.9
Wildfire
7.4
Strong Wind
7.1
Cold Wave
6.8
Hurricane
6.6
Tsunami
5.4
Earthquake
5.3
Lightning
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.2
Landslide
2.7
Riverine Flooding
1.0

How it compares

Dodd City
6.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dodd City, Texas

Located in the interior eastern United States in Fannin County, Dodd City is a small community of about 1,262. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Dodd City a community where hazard awareness has real practical value.

FEMA rates Dodd City's composite natural disaster risk at 6.5 out of 10 β€” high risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for ice storm and heat risk in their preparedness planning.

Relative to other U.S. communities, Dodd City's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by drought and ice storm, as measured by FEMA across Fannin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Dodd City's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Dodd City: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Dodd City

These city-level factors differentiate Dodd City from other communities in Fannin County and provide geographic context for its hazard exposure.

Population

1,262

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

33.6070Β° N, 96.0746Β° W

Fannin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dodd City

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dodd City

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.