🌍 ClimateRiskCheck

Natural Disaster Risk in Energy

Texas

5.7out of 10
Moderate Risk

Risk Summary for Energy

Energy scores 5.7/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Drought

All 18 Hazard Scores

Wildfire
9.3
Hail
8.5
Drought
8.3
Tornado
7.2
Hurricane
6.9
Cold Wave
6.8
Winter Weather
6.3
Tsunami
5.4
Lightning
5.2
Extreme Heat
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.7
Avalanche
4.5
Ice Storm
3.2
Earthquake
3.1
Landslide
2.3
Riverine Flooding
1.0

How it compares

Energy
5.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Energy, Texas

Energy, in Comanche County, is a small unincorporated community situated in the Deep South. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Energy residents and property owners must navigate.

Energy's overall natural disaster risk is rated 5.7/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include hail and drought.

Within Texas, Energy's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Comanche County identifies wildfire as the foremost hazard, followed by hail and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Energy's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.

What this means for Energy: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Energy

These city-level factors differentiate Energy from other communities in Comanche County and provide geographic context for its hazard exposure.

Population

142

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.3/10

Coordinates

31.7712Β° N, 98.3920Β° W

Comanche County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Energy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Energy

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.