🌍 ClimateRiskCheck

Natural Disaster Risk in Farmersville

Texas

7.5out of 10
High Risk

Risk Summary for Farmersville

Farmersville scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Extreme Heat

All 18 Hazard Scores

Tornado
10.0
Hail
10.0
Extreme Heat
9.8
Cold Wave
9.6
Ice Storm
9.3
Winter Weather
9.2
Strong Wind
8.9
Earthquake
8.4
Wildfire
8.3
Hurricane
7.3
Lightning
7.2
Landslide
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.1
Riverine Flooding
1.0

How it compares

Farmersville
7.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Farmersville, Texas

Located in the interior eastern United States in Collin County, Farmersville is a city of approximately 10,805 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Farmersville a community where hazard awareness has real practical value.

FEMA rates Farmersville's composite natural disaster risk at 7.5 out of 10 β€” high risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for tornado and heat risk in their preparedness planning.

Relative to other U.S. communities, Farmersville's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.6/10 state average. The hazard distribution here is led by hail and tornado, as measured by FEMA across Collin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Farmersville residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Farmersville: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Farmersville

These city-level factors differentiate Farmersville from other communities in Collin County and provide geographic context for its hazard exposure.

Population

10,805

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.3/10

Coordinates

33.1772Β° N, 96.3504Β° W

Collin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Farmersville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Farmersville

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.