🌍 ClimateRiskCheck

Natural Disaster Risk in Fort Cavazos

Texas

6.2out of 10
High Risk

Risk Summary for Fort Cavazos

Fort Cavazos scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Lightning Wildfire

All 18 Hazard Scores

Tornado
8.9
Lightning
8.8
Wildfire
8.5
Winter Weather
8.2
Hail
8.1
Cold Wave
8.0
Extreme Heat
7.4
Hurricane
7.2
Tsunami
5.4
Ice Storm
5.3
Drought
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.5
Avalanche
4.5
Landslide
3.4
Earthquake
2.7
Riverine Flooding
1.0

How it compares

Fort Cavazos
6.2
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fort Cavazos, Texas

Located in the Deep South in Coryell County, Fort Cavazos is a city of approximately 28,191 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Fort Cavazos a community where hazard awareness has real practical value.

FEMA rates Fort Cavazos's composite natural disaster risk at 6.2 out of 10 β€” high risk. Tornado activity is the top natural hazard risk, with the region lying in a corridor where warm, moist air frequently clashes with dry, cool air masses to spawn severe supercell thunderstorms. Residents should also account for lightning and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Fort Cavazos's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by tornado and lightning, as measured by FEMA across Coryell County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Fort Cavazos's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Fort Cavazos: Tornado preparedness

  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.
  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.

Local Factors for Fort Cavazos

These city-level factors differentiate Fort Cavazos from other communities in Coryell County and provide geographic context for its hazard exposure.

Population

28,191

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

31.2313Β° N, 97.7587Β° W

Coryell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Fort Cavazos

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Fort Cavazos

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.