🌍 ClimateRiskCheck

Natural Disaster Risk in Freer

Texas

4.9out of 10
Moderate Risk

Risk Summary for Freer

Freer scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Hurricane Hail

All 18 Hazard Scores

Cold Wave
9.6
Hurricane
8.3
Hail
7.7
Extreme Heat
7.7
Wildfire
5.8
Ice Storm
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.2
Tornado
4.0
Strong Wind
2.6
Winter Weather
2.1
Earthquake
1.9
Landslide
1.9
Lightning
1.7
Riverine Flooding
1.0

How it compares

Freer
4.9
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Freer, Texas

Freer is a town of roughly 2,624 residents in Duval County, along the Gulf Coast. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Freer.

According to FEMA's National Risk Index, Freer carries an overall risk score of 4.9/10, placing it in the moderate category. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. The area also faces notable exposure to hurricane and hail.

Freer's risk score, slightly below the 5.6/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Duval County, the highest-scoring are cold wave, hurricane, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Freer's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Freer: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Local Factors for Freer

These city-level factors differentiate Freer from other communities in Duval County and provide geographic context for its hazard exposure.

Population

2,624

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 27.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.8/10

Coordinates

27.9329Β° N, 98.5629Β° W

Duval County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Freer

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Freer

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.