Natural Disaster Risk in Garland
Texas
7.9out of 10
Risk Summary for Garland
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Cold Wave Hail Extreme Heat
All 18 Hazard Scores
Tornado 10.0
Hail 10.0
Extreme Heat 10.0
Cold Wave 10.0
Ice Storm 10.0
Strong Wind 9.9
Winter Weather 9.9
Lightning 9.8
Earthquake 9.2
Wildfire 8.3
Hurricane 8.2
Tsunami 5.4
Landslide 5.3
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Drought 4.2
Riverine Flooding 1.0
How it compares
Garland 7.9
Texas avg. 5.6
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Garland
Other cities in Texas
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.