🌍 ClimateRiskCheck

Natural Disaster Risk in Goliad

Texas

4.1out of 10
Moderate Risk

Risk Summary for Goliad

Goliad scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Wildfire

All 18 Hazard Scores

Hurricane
9.0
Drought
6.6
Wildfire
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.0
Extreme Heat
3.9
Cold Wave
3.8
Ice Storm
3.1
Hail
2.9
Lightning
2.8
Winter Weather
2.0
Landslide
2.0
Earthquake
1.9
Strong Wind
1.9
Riverine Flooding
1.0

How it compares

Goliad
4.1
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Goliad, Texas

Goliad, in Goliad County, is a town of roughly 5,191 residents situated along the Gulf Coast. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Goliad residents and property owners must navigate.

According to FEMA's National Risk Index, Goliad carries an overall risk score of 4.1/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to drought and wildfire.

Within Texas, Goliad's risk is, slightly below the 5.6/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Goliad County identifies hurricane as the foremost hazard, followed by drought and wildfire. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Goliad's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Goliad: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Goliad

These city-level factors differentiate Goliad from other communities in Goliad County and provide geographic context for its hazard exposure.

Population

5,191

Small Town

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 28.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

28.6559Β° N, 97.4009Β° W

Goliad County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Goliad

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Goliad

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.