🌍 ClimateRiskCheck

Natural Disaster Risk in Groesbeck

Texas

6.1out of 10
High Risk

Risk Summary for Groesbeck

Groesbeck scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Drought Hurricane

All 18 Hazard Scores

Cold Wave
9.2
Drought
8.7
Hurricane
8.2
Wildfire
7.6
Hail
7.0
Lightning
6.9
Tornado
6.8
Ice Storm
6.7
Extreme Heat
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.8
Avalanche
4.5
Winter Weather
4.0
Earthquake
3.9
Landslide
3.2
Riverine Flooding
1.0

How it compares

Groesbeck
6.1
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Groesbeck, Texas

Groesbeck, in Limestone County, is a town of roughly 6,363 residents situated in the Deep South. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Groesbeck residents and property owners must navigate.

Groesbeck's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Secondary hazards include drought and hurricane.

Within Texas, Groesbeck's risk is, slightly above the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Limestone County identifies cold wave as the foremost hazard, followed by drought and hurricane. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Groesbeck's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Groesbeck: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Groesbeck

These city-level factors differentiate Groesbeck from other communities in Limestone County and provide geographic context for its hazard exposure.

Population

6,363

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.6/10

Coordinates

31.5044Β° N, 96.5327Β° W

Limestone County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Groesbeck

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Groesbeck

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.