🌍 ClimateRiskCheck

Natural Disaster Risk in Guadalupe County

Texas

6.8out of 10
High Risk

Risk Summary for Guadalupe County

Guadalupe County scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Extreme Heat

All 18 Hazard Scores

Tornado
9.3
Hail
9.3
Extreme Heat
9.1
Lightning
9.1
Winter Weather
8.7
Drought
8.1
Wildfire
7.8
Hurricane
7.8
Cold Wave
7.5
Strong Wind
6.6
Ice Storm
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.5
Earthquake
3.0
Riverine Flooding
1.0

How it compares

Guadalupe County
6.8
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Guadalupe County, Texas

Situated in the United States, Guadalupe County in Texas experiences a diverse climate marked by an exceptionally varied climate from humid subtropical in the east to desert in the west. Overlapping tornado, hurricane, flood, and drought seasons is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Guadalupe County's overall natural disaster risk is rated 6.8/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include tornado and heat.

Relative to other U.S. communities, Guadalupe County's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.6/10 state average. The hazard distribution here is led by hail and tornado, as measured by FEMA across Guadalupe County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Guadalupe County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Guadalupe County: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Cities in Guadalupe County

ZIP codes in Guadalupe County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.