🌍 ClimateRiskCheck

Natural Disaster Risk in Guthrie

Texas

3.3out of 10
Low Risk

Risk Summary for Guthrie

Guthrie scores 3.3/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Drought

All 18 Hazard Scores

Wildfire
6.1
Tsunami
5.4
Drought
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
4.3
Hurricane
4.0
Landslide
2.9
Strong Wind
2.0
Ice Storm
2.0
Tornado
1.9
Extreme Heat
1.7
Cold Wave
1.7
Winter Weather
1.5
Earthquake
1.4
Lightning
1.3
Riverine Flooding
1.0

How it compares

Guthrie
3.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Guthrie, Texas

Guthrie is a small unincorporated community in King County, in the arid interior West. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Guthrie.

FEMA rates Guthrie's composite natural disaster risk at 3.3 out of 10 β€” low risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for tsunami and drought risk in their preparedness planning.

Guthrie's risk score, considerably below the 5.6/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for King County, the highest-scoring are wildfire, tsunami, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Guthrie carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Guthrie: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Guthrie

These city-level factors differentiate Guthrie from other communities in King County and provide geographic context for its hazard exposure.

Population

197

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 33.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

33.5992Β° N, 100.2810Β° W

King County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Guthrie

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Guthrie

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.