🌍 ClimateRiskCheck

Natural Disaster Risk in Hobson

Texas

5.4out of 10
Moderate Risk

Risk Summary for Hobson

Hobson scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Hail

All 18 Hazard Scores

Hurricane
9.0
Drought
8.9
Hail
7.9
Extreme Heat
6.7
Tornado
6.6
Wildfire
6.4
Tsunami
5.4
Cold Wave
5.3
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
3.9
Strong Wind
3.7
Winter Weather
3.6
Earthquake
2.3
Landslide
2.2
Riverine Flooding
1.0

How it compares

Hobson
5.4
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hobson, Texas

Hobson is a small community of about 661 in Karnes County, along the Gulf Coast. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hobson.

FEMA rates Hobson's composite natural disaster risk at 5.4 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for drought and hail risk in their preparedness planning.

Hobson's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Karnes County, the highest-scoring are hurricane, drought, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Hobson residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Hobson: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Local Factors for Hobson

These city-level factors differentiate Hobson from other communities in Karnes County and provide geographic context for its hazard exposure.

Population

661

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 29.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.4/10

Coordinates

28.9509Β° N, 97.9574Β° W

Karnes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hobson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hobson

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.