🌍 ClimateRiskCheck

Natural Disaster Risk in Hye

Texas

4.8out of 10
Moderate Risk

Risk Summary for Hye

Hye scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Hail

All 18 Hazard Scores

Drought
8.5
Wildfire
7.8
Hail
6.9
Hurricane
6.8
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Winter Weather
4.7
Avalanche
4.5
Lightning
4.4
Extreme Heat
3.9
Cold Wave
3.5
Landslide
3.3
Strong Wind
3.2
Ice Storm
2.7
Earthquake
1.4
Riverine Flooding
1.0

How it compares

Hye
4.8
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hye, Texas

Located in the South Central United States in Blanco County, Hye is a small unincorporated community. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Hye a community where hazard awareness has real practical value.

FEMA rates Hye's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for wildfire and hail risk in their preparedness planning.

Relative to other U.S. communities, Hye's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by drought and wildfire, as measured by FEMA across Blanco County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Hye's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Hye: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Hye

These city-level factors differentiate Hye from other communities in Blanco County and provide geographic context for its hazard exposure.

Population

92

Rural

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.8/10

Coordinates

30.2082Β° N, 98.5485Β° W

Blanco County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hye

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hye

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.