🌍 ClimateRiskCheck

Natural Disaster Risk in Iredell

Texas

5.3out of 10
Moderate Risk

Risk Summary for Iredell

Iredell scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Wildfire Tornado

All 18 Hazard Scores

Lightning
9.2
Wildfire
8.7
Tornado
7.5
Hurricane
6.9
Hail
6.5
Extreme Heat
6.2
Tsunami
5.4
Cold Wave
5.4
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
3.6
Landslide
3.3
Strong Wind
3.2
Earthquake
2.6
Winter Weather
2.1
Riverine Flooding
1.0

How it compares

Iredell
5.3
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Iredell, Texas

Iredell is a small community of about 813 in Bosque County, in the interior eastern United States. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Iredell.

According to FEMA's National Risk Index, Iredell carries an overall risk score of 5.3/10, placing it in the moderate category. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. The area also faces notable exposure to wildfire and tornado.

Iredell's risk score, near the 5.6/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bosque County, the highest-scoring are lightning, wildfire, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Iredell residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Iredell: Lightning preparedness

  • Install whole-home surge protection to shield electronics from strike-related power surges.
  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.

Local Factors for Iredell

These city-level factors differentiate Iredell from other communities in Bosque County and provide geographic context for its hazard exposure.

Population

813

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.7/10

Coordinates

32.0013Β° N, 97.8782Β° W

Bosque County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Iredell

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Iredell

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.