🌍 ClimateRiskCheck

Natural Disaster Risk in Jarrell

Texas

7.2out of 10
High Risk

Risk Summary for Jarrell

Jarrell scores 7.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Cold Wave

All 18 Hazard Scores

Hail
9.9
Winter Weather
9.7
Cold Wave
9.6
Tornado
9.5
Extreme Heat
9.2
Lightning
9.0
Wildfire
8.9
Hurricane
7.9
Ice Storm
7.7
Drought
7.6
Strong Wind
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.4
Landslide
3.4
Riverine Flooding
1.0

How it compares

Jarrell
7.2
Texas avg.
5.6
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jarrell, Texas

Located in the South Central United States in Williamson County, Jarrell is a city of approximately 16,272 residents. The diverse climate that characterizes this part of Texas β€” marked by an exceptionally varied climate from humid subtropical in the east to desert in the west β€” directly influences the types and severity of natural hazards present, making Jarrell a community where hazard awareness has real practical value.

FEMA rates Jarrell's composite natural disaster risk at 7.2 out of 10 β€” high risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for winter and cold wave risk in their preparedness planning.

Relative to other U.S. communities, Jarrell's natural disaster risk is well above the U.S. national average of 4.5/10, considerably above the 5.6/10 state average. The hazard distribution here is led by hail and winter, as measured by FEMA across Williamson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Jarrell residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Jarrell: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Jarrell

These city-level factors differentiate Jarrell from other communities in Williamson County and provide geographic context for its hazard exposure.

Population

16,272

Suburban

Geographic Zone

Gulf Coast

Hurricane, surge & flood risk

Climate Band

Warm Subtropical

Latitude 30.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.9/10

Coordinates

30.8178Β° N, 97.6064Β° W

Williamson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jarrell

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Jarrell

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.