Natural Disaster Risk in Jones County
Texas
5.5out of 10
Risk Summary for Jones County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Hail Drought Wildfire
All 18 Hazard Scores
Hail 9.3
Drought 8.9
Wildfire 8.7
Winter Weather 6.2
Strong Wind 6.1
Extreme Heat 6.1
Tornado 6.0
Hurricane 5.5
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Ice Storm 4.2
Landslide 4.0
Earthquake 3.0
Cold Wave 3.0
Lightning 2.5
Riverine Flooding 1.0
How it compares
Jones County 5.5
Texas avg. 5.6
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Jones County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.