🌍 ClimateRiskCheck

Natural Disaster Risk in Keene

Texas

6.8out of 10
High Risk

Risk Summary for Keene

Keene scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Tornado.

Top Hazards

Tornado Wildfire Extreme Heat

All 18 Hazard Scores

Tornado
9.8
Wildfire
9.5
Extreme Heat
9.4
Cold Wave
9.0
Hail
8.8
Ice Storm
8.4
Strong Wind
8.1
Lightning
7.9
Hurricane
6.9
Earthquake
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Winter Weather
4.7
Drought
4.5
Avalanche
4.5
Landslide
2.6
Riverine Flooding
1.0

How it compares

Keene
6.8
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Keene, Texas

Keene is a town of roughly 5,586 residents in Johnson County, in the interior eastern United States. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Keene.

According to FEMA's National Risk Index, Keene carries an overall risk score of 6.8/10, placing it in the high category. Tornadoes represent the primary threat to life and property here, with the local geography placing the community squarely in a high-frequency severe weather corridor. The area also faces notable exposure to wildfire and heat.

Keene's risk score, slightly above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Johnson County, the highest-scoring are tornado, wildfire, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Keene residents benefit from taking preparedness seriously. Reviewing insurance coverage for tornado and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Keene: Tornado preparedness

  • Identify the safest interior room on the lowest floor β€” away from windows β€” as your shelter.
  • Enable Wireless Emergency Alerts on your phone and have a NOAA weather radio as a backup.
  • Review whether your insurance covers wind and debris damage, and document belongings in advance.

Local Factors for Keene

These city-level factors differentiate Keene from other communities in Johnson County and provide geographic context for its hazard exposure.

Population

5,586

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 32.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.5/10

Coordinates

32.3921Β° N, 97.3290Β° W

Johnson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Keene

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Keene

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.