🌍 ClimateRiskCheck

Natural Disaster Risk in Kerrick

Texas

5.5out of 10
Moderate Risk

Risk Summary for Kerrick

Kerrick scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Winter Weather Cold Wave

All 18 Hazard Scores

Drought
9.9
Winter Weather
8.5
Cold Wave
7.9
Wildfire
7.8
Hail
7.5
Lightning
7.5
Ice Storm
5.6
Tsunami
5.4
Strong Wind
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.4
Earthquake
4.2
Hurricane
2.4
Extreme Heat
2.2
Landslide
1.3
Riverine Flooding
1.0

How it compares

Kerrick
5.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kerrick, Texas

Kerrick, in Dallam County, is a small unincorporated community situated in the Great Plains. Its diverse climate brings an exceptionally varied climate from humid subtropical in the east to desert in the west, and in particular overlapping tornado, hurricane, flood, and drought seasons. These conditions collectively define the natural hazard environment that Kerrick residents and property owners must navigate.

Kerrick's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include winter and cold wave.

Within Texas, Kerrick's risk is, near the 5.6/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Dallam County identifies drought as the foremost hazard, followed by winter and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Kerrick residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Kerrick: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Kerrick

These city-level factors differentiate Kerrick from other communities in Dallam County and provide geographic context for its hazard exposure.

Population

9

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.8/10

Coordinates

36.4542Β° N, 102.2342Β° W

Dallam County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kerrick

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kerrick

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.