🌍 ClimateRiskCheck

Natural Disaster Risk in Killeen

Texas

7.5out of 10
High Risk

Risk Summary for Killeen

Killeen scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Tornado Lightning

All 18 Hazard Scores

Tornado
9.9
Hail
9.9
Lightning
9.8
Winter Weather
9.6
Cold Wave
9.6
Extreme Heat
9.5
Wildfire
9.1
Hurricane
8.6
Strong Wind
8.0
Ice Storm
8.0
Drought
6.7
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.9
Coastal Flooding
4.9
Earthquake
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Killeen
7.5
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Killeen, Texas

Killeen is a city of 56,038 residents in Bell County, in the Deep South. The area experiences an exceptionally varied climate from humid subtropical in the east to desert in the west, with overlapping tornado, hurricane, flood, and drought seasons shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Killeen.

According to FEMA's National Risk Index, Killeen carries an overall risk score of 7.5/10, placing it in the high category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to tornado and lightning.

Killeen's risk score, considerably above the 5.6/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Bell County, the highest-scoring are hail, tornado, and lightning. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Killeen residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Killeen: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Killeen

These city-level factors differentiate Killeen from other communities in Bell County and provide geographic context for its hazard exposure.

Population

56,038

Urban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Warm Subtropical

Latitude 31.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.1/10

Coordinates

31.0158Β° N, 97.8255Β° W

Bell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Killeen

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Killeen

Other cities in Texas

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.