🌍 ClimateRiskCheck

Natural Disaster Risk in Kimble County

Texas

4.7out of 10
Moderate Risk

Risk Summary for Kimble County

Kimble County scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Wildfire Drought

All 18 Hazard Scores

Lightning
8.4
Wildfire
7.9
Drought
6.9
Hurricane
6.7
Hail
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.4
Landslide
4.4
Extreme Heat
3.5
Tornado
3.4
Cold Wave
2.6
Strong Wind
2.2
Earthquake
1.7
Ice Storm
1.7
Riverine Flooding
1.0

How it compares

Kimble County
4.7
Texas avg.
5.6
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kimble County, Texas

Situated in the United States, Kimble County in Texas experiences a diverse climate marked by an exceptionally varied climate from humid subtropical in the east to desert in the west. Overlapping tornado, hurricane, flood, and drought seasons is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Kimble County's overall natural disaster risk is rated 4.7/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include wildfire and drought.

Relative to other U.S. communities, Kimble County's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.6/10 state average. The hazard distribution here is led by lightning and wildfire, as measured by FEMA across Kimble County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Kimble County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Kimble County: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Cities in Kimble County

ZIP codes in Kimble County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.